LACK OF SNOW IMPACTING YOUR SKI HOLIDAY? YOUR RIGHTS EXPLAINED….

TRIPS COULD BE AFFECTED BY AMOUNTS OF SNOW IN SOME EUROPEAN RESORTS

AS Europe faces another warm winter, the 6.3 million Brits who embrace the slopes annually, are confronting a stark reality: significant snow shortages across favourite ski resorts in Europe and North America.

This development is particularly disheartening for those planning ski holidays for half term and up until the season’s end around April, where British travellers’ investment per person on their ski holidays to Europe start at least £500 per person, but with ski hire, lift passes, transport and accommodation taken into consideration can end up by being thousands of pounds.   

World Nomads, a global adventure travel insurance provider, is stepping forward with crucial advice and insights for British travellers whose ski holiday plans are being upended by the lack of snow. 

Jonathan Frankham, World Nomads General Manager UK & Europe, says: “This season’s warm weather has not only reshaped the traditional skiing holiday landscape, leading to a significant disruption of many Brits’ winter plans, but ithas also highlighted the growing impact of climate change on our beloved winter sports destinations. With 2023 marking the warmest year on record, it’s become evident that the climate crisis is no longer a distant threat but a present reality affecting our travel choices.

“It’s crucial for travellers to understand that most travel insurance policies, including those offered by World Nomads, typically do not cover cancellations due to a lack of snow, as these fall under a ‘lack of enjoyment’ scenario. Similar to not providing a refund for rain during a beach holiday, the principle applies to ski holidays impacted by insufficient snow. 

“Insurance, however, is crucial for skiers, particularly given the heightened risk of accidents associated with low snow conditions. Sparse snow can expose rocks and other hazards, significantly increasing the likelihood of mishaps on the slopes. Therefore, even if the slopes remain open, it is essential to be well-informed about current snow conditions and to exercise caution when reaching for the skis.” 

Jonathan added: ”In any case, we recognise the disappointment and frustration many Brits are currently facing due to unforeseen changes in their travel plans. During these times, we advise travellers to reach out to their holiday providers to inquire about possible modifications to their itinerary. We also advocate exploring alternative adventures offered by mountains and ski resorts – from scenic hikes to gourmet dining, there’s a wealth of experiences waiting to be discovered. 

“As travel plans evolve, we would remind Brits that assessing insurance coverage is critical. Whether opting for hiking over skiing or engaging in other winter activities, ensuring your insurance offers cover your new itinerary and activities is a necessary yet effective way to safeguard holiday plans against the unpredictable. At World Nomads, each activity listed has a level of cover. When you buy a policy and tell us the activities you’ll do, you will be covered for participating in all activities at that level and all activities in the levels below.

“For example, most types of skiing falls under level 3, which would also offer cover for activities such as mountain biking and hiking” 

World Nomads answers the most commonly asked questions about low-snow ski holidays: 

Can I get a refund on my holiday due to a lack of snow?

Unfortunately, a lack of snow is generally considered a “lack of enjoyment” scenario, which most travel insurance policies, including World Nomads, do not cover for cancellations. Resorts would need to shut entirely for coverage to be considered, and even then, the resort would be your first point of call. 

What about refunds for unused ski hire or lessons? Direct communication with the ski school or equipment rental service is advisable as they may offer refunds or alternative arrangements if they cancel due to a lack of snow. 

What are my options if I can’t ski? Many resorts offer alternative activities such as hiking, snowshoeing, ice skating, or enjoying local gastronomy. Exploring the resort and surrounding area’s offerings beyond the slopes is worthwhile. 

What if I choose to ski and get injured? It’s recommended to stay updated with weather and resort guidance to ensure skiing conditions are safe. Taking out comprehensive insurance ahead of your trip is essential, as the average winter sports claim including a medical expense component by World Nomads UK policyholders costed £1732 in 2023, and insurance can help to provide urgent care and financial support for medical claims. 

Is it worth still getting insurance? Yes, it’s always wise to have travel insurance, protecting against unforeseeable events beyond weather-related disruptions, including medical emergencies, trip cancellations, lost or stolen luggage, and more. 

What should I look for in an insurance provider? Ensure your policy includes winter sports coverage that reflects the activities you plan to engage in for comprehensive protection. Research and read policy wording carefully to understand coverage. 

If I decide not to ski, does my travel insurance cover other activities? Most policies, including those from World Nomads, cover a range of activities beyond skiing. Review your policy details to understand which activities are covered and adjust your coverage if your plans change. World Nomads allows travellers to participate in alternative activities to skiing depending on the level of cover purchased. Some of these activities have special conditions and specific exclusions so always check the policy wording for full details. 

For more information, visit: www/worldnomads.com/uk